Investment Property Loans
Investment Property Loans
Competitive financing for single-family rentals, 2–4 units, and small multi-family.
What It Is
Investment property loans finance non-owner-occupied residential properties — single-family rentals, 2–4 unit buildings, and small multi-family. We offer both conventional and non-QM (DSCR) options depending on your situation.
Who Qualifies
Real estate investors with a credit score of 620 or higher, sufficient reserves, and either personal income documentation or rental income (DSCR). First-time and experienced investors are welcome.
Basic Requirements
—Minimum 620 credit score (680+ for best rates)
—Typically 20–25% down payment
—6 months reserves per financed property
—Rental income analysis or DSCR qualification
—Full appraisal required
Key Benefits
Conventional and DSCR (non-QM) options
SFR, 2–4 unit, and small multi-family
Competitive rates for well-qualified investors
No limit on number of financed properties (DSCR)
Cash-out refinance available to grow your portfolio
Fast closings for time-sensitive deals
Ready to Get Started?
Talk to a loan officer today. We'll review your situation and find the best program for you — no obligation.